Homebuying... bleh
Apr. 14th, 2009 11:10 pmOkay, we are looking for a house.
We have a very tiny budget. Very very tiny. Like 120,000 is really pushing it. Which means we are either going to be living in the middle of nowhere or in a sketchy neighborhood. We looked at double wides last weekend. I could actually imagine living in the four bedroom one, it was a fun space. But it is 20 years old and who the heck knows how long its got left for the world. And it surely won't build equity.
We are getting dreamy about this house. Would I want a cape cod or ranch house if I was living anywhere else in the country? No! But that is all that exists around here so its that or nothing. And I'm afraid that after living within walking distance of everything I need (vet, Dr., dentist, work, groceries, library...) living in the middle of no where is going to be- hm- shocking? We only have one car. That wouldn't work too well out there I don't think. And affording a second car? Ummm... yeah.
This is probably all very unrealistic and we should just be happy renting. If it wasn't for how badly I want to have a garden I might not care so much. Also, though, it does make a sort of retirement account, if we can get it paid off by retirement time that would help make retirement possible.
We have a very tiny budget. Very very tiny. Like 120,000 is really pushing it. Which means we are either going to be living in the middle of nowhere or in a sketchy neighborhood. We looked at double wides last weekend. I could actually imagine living in the four bedroom one, it was a fun space. But it is 20 years old and who the heck knows how long its got left for the world. And it surely won't build equity.
We are getting dreamy about this house. Would I want a cape cod or ranch house if I was living anywhere else in the country? No! But that is all that exists around here so its that or nothing. And I'm afraid that after living within walking distance of everything I need (vet, Dr., dentist, work, groceries, library...) living in the middle of no where is going to be- hm- shocking? We only have one car. That wouldn't work too well out there I don't think. And affording a second car? Ummm... yeah.
This is probably all very unrealistic and we should just be happy renting. If it wasn't for how badly I want to have a garden I might not care so much. Also, though, it does make a sort of retirement account, if we can get it paid off by retirement time that would help make retirement possible.